@import url(https://fonts.googleapis.com/css2?family=Ubuntu:wght@300;400;500;700&family=Ubuntu+Mono:wght@400;700&display=swap);:root{--primary:#0A2540;--primary-50:#E8EDF3;--primary-100:#C5D3E0;--primary-200:#9EB6CB;--primary-300:#7799B6;--primary-400:#5A83A6;--primary-500:#3D6C96;--primary-600:#2B5278;--primary-light:#1A3A5C;--primary-dark:#061829;--primary-darker:#020A11;--accent:#2563EB;--accent-50:#EFF6FF;--accent-100:#DBEAFE;--accent-200:#BFDBFE;--accent-300:#93C5FD;--accent-400:#60A5FA;--accent-hover:#1D4ED8;--accent-dark:#1E40AF;--accent-light:rgba(37, 99, 235, 0.1);--accent-lighter:rgba(37, 99, 235, 0.05);--secondary:#635BFF;--secondary-50:#F0EFFF;--secondary-100:#D6D3FF;--secondary-200:#BBB5FF;--secondary-300:#A197FF;--secondary-light:#7C75FF;--secondary-dark:#4B42E6;--white:#FFFFFF;--off-white:#F8FAFC;--gray-50:#F1F5F9;--gray-100:#E2E8F0;--gray-200:#CBD5E1;--gray-300:#94A3B8;--gray-400:#64748B;--gray-500:#475569;--gray-600:#334155;--gray-700:#1E293B;--gray-800:#0F172A;--gray-900:#020617;--dark:#0F172A;--success:#10B981;--success-light:#D1FAE5;--success-dark:#059669;--warning:#F59E0B;--warning-light:#FEF3C7;--warning-dark:#D97706;--error:#EF4444;--error-light:#FEE2E2;--error-dark:#DC2626;--info:#3B82F6;--info-light:#DBEAFE;--info-dark:#2563EB;--font-display:'Ubuntu', -apple-system, BlinkMacSystemFont, 'Segoe UI', sans-serif;--font-body:'Ubuntu', -apple-system, BlinkMacSystemFont, 'Segoe UI', sans-serif;--font-mono:'Ubuntu Mono', 'Courier New', monospace;--font-light:300;--font-normal:400;--font-medium:500;--font-semibold:600;--font-bold:700;--font-extrabold:800;--leading-none:1;--leading-tight:1.25;--leading-snug:1.375;--leading-normal:1.5;--leading-relaxed:1.625;--leading-loose:2;--tracking-tighter:-0.05em;--tracking-tight:-0.025em;--tracking-normal:0;--tracking-wide:0.025em;--tracking-wider:0.05em;--tracking-widest:0.1em;--space-0:0;--space-px:1px;--space-0-5:0.125rem;--space-1:0.25rem;--space-1-5:0.375rem;--space-2:0.5rem;--space-2-5:0.625rem;--space-3:0.75rem;--space-3-5:0.875rem;--space-4:1rem;--space-5:1.25rem;--space-6:1.5rem;--space-7:1.75rem;--space-8:2rem;--space-9:2.25rem;--space-10:2.5rem;--space-12:3rem;--space-14:3.5rem;--space-16:4rem;--space-20:5rem;--space-24:6rem;--space-28:7rem;--space-32:8rem;--space-xs:var(--space-1);--space-sm:var(--space-2);--space-md:var(--space-4);--space-lg:var(--space-6);--space-xl:var(--space-8);--space-2xl:var(--space-12);--space-3xl:var(--space-16);--space-4xl:var(--space-24);--radius-none:0;--radius-sm:0.5rem;--radius-md:0.75rem;--radius-lg:1rem;--radius-xl:1.25rem;--radius-2xl:1.75rem;--radius-3xl:2.5rem;--radius-full:9999px;--shadow-xs:0 1px 2px 0 rgba(0, 0, 0, 0.04);--shadow-sm:0 2px 4px 0 rgba(0, 0, 0, 0.06), 0 1px 2px 0 rgba(0, 0, 0, 0.04);--shadow-md:0 4px 8px -2px rgba(0, 0, 0, 0.1), 0 2px 4px -2px rgba(0, 0, 0, 0.06);--shadow-lg:0 10px 20px -5px rgba(0, 0, 0, 0.12), 0 4px 8px -4px rgba(0, 0, 0, 0.08);--shadow-xl:0 20px 30px -8px rgba(0, 0, 0, 0.14), 0 8px 16px -8px rgba(0, 0, 0, 0.10);--shadow-2xl:0 25px 50px -12px rgba(0, 0, 0, 0.25);--shadow-3xl:0 35px 60px -15px rgba(0, 0, 0, 0.3);--shadow-glow:0 0 40px rgba(37, 99, 235, 0.25);--shadow-glow-lg:0 0 60px rgba(37, 99, 235, 0.35);--shadow-inner:inset 0 2px 4px 0 rgba(0, 0, 0, 0.06);--glass-bg:rgba(255, 255, 255, 0.12);--glass-bg-light:rgba(255, 255, 255, 0.08);--glass-bg-dark:rgba(10, 37, 64, 0.85);--glass-border:rgba(255, 255, 255, 0.2);--glass-blur:blur(16px);--glass-blur-sm:blur(10px);--glass-blur-lg:blur(24px);--transition-fast:150ms cubic-bezier(0.4, 0, 0.2, 1);--transition-base:250ms cubic-bezier(0.4, 0, 0.2, 1);--transition-slow:350ms cubic-bezier(0.4, 0, 0.2, 1);--transition-bounce:500ms cubic-bezier(0.68, -0.55, 0.265, 1.55);--transition-smooth:400ms cubic-bezier(0.25, 0.46, 0.45, 0.94);--transition-elastic:600ms cubic-bezier(0.175, 0.885, 0.32, 1.275);--z-base:1;--z-dropdown:1000;--z-sticky:1020;--z-fixed:1030;--z-modal-backdrop:1040;--z-modal:1050;--z-popover:1060;--z-tooltip:1070;--container-sm:640px;--container-md:768px;--container-lg:1024px;--container-xl:1280px;--container-2xl:1400px;--container-3xl:1600px}*,*::before,*::after{box-sizing:border-box;margin:0;padding:0}html{scroll-behavior:smooth;-webkit-font-smoothing:antialiased;-moz-osx-font-smoothing:grayscale;scroll-padding-top:100px}body{font-family:var(--font-body);font-size:16px;line-height:1.6;color:var(--gray-600);background-color:var(--white);overflow-x:hidden}*:focus-visible{outline:2px solid var(--accent);outline-offset:3px;border-radius:var(--radius-sm)}img{max-width:100%;height:auto;display:block}a{text-decoration:none;color:inherit;transition:color 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(max-width:640px){.section{padding:var(--space-2xl) 0}}.section-sm{padding:var(--space-2xl) 0}.flex{display:flex}.flex-col{flex-direction:column}.flex-wrap{flex-wrap:wrap}.items-center{align-items:center}.items-start{align-items:flex-start}.items-end{align-items:flex-end}.justify-center{justify-content:center}.justify-between{justify-content:space-between}.justify-end{justify-content:flex-end}.gap-sm{gap:var(--space-sm)}.gap-md{gap:var(--space-md)}.gap-lg{gap:var(--space-lg)}.gap-xl{gap:var(--space-xl)}.gap-2xl{gap:var(--space-2xl)}.grid{display:grid;gap:var(--space-xl)}.grid-2{grid-template-columns:repeat(2,1fr)}.grid-3{grid-template-columns:repeat(3,1fr)}.grid-4{grid-template-columns:repeat(4,1fr)}@media (max-width:1024px){.grid-4,.grid-3{grid-template-columns:repeat(2,1fr)}}@media (max-width:640px){.grid-4,.grid-3,.grid-2{grid-template-columns:1fr}}.btn{display:inline-flex;align-items:center;justify-content:center;gap:var(--space-sm);padding:.875rem 1.75rem;font-family:'Ubuntu',sans-serif;font-size:.9375rem;font-weight:500;border-radius:var(--radius-lg);transition:all var(--transition-base);white-space:nowrap;position:relative;overflow:hidden;cursor:pointer;border:none;text-decoration:none;letter-spacing:.01em}.btn:disabled,.btn.disabled{opacity:.6;cursor:not-allowed;pointer-events:none}.btn:focus-visible{outline:2px solid var(--accent);outline-offset:2px}.btn::before{content:'';position:absolute;top:0;left:-100%;width:100%;height:100%;background:linear-gradient(90deg,transparent,rgb(255 255 255 / .2),transparent);transition:left 0.5s ease}.btn:hover::before{left:100%}.btn-primary{background:linear-gradient(135deg,var(--accent) 0%,var(--accent-hover) 100%);color:var(--white);box-shadow:0 4px 16px 0 rgb(37 99 235 / .35),inset 0 1px 0 rgb(255 255 255 / .15);font-weight:600;position:relative;overflow:hidden}.btn-primary::after{content:'';position:absolute;inset:0;background:linear-gradient(135deg,transparent 0%,rgb(255 255 255 / .1) 50%,transparent 100%);opacity:0;transition:opacity var(--transition-fast)}.btn-primary:hover{transform:translateY(-3px);box-shadow:0 12px 28px 0 rgb(37 99 235 / .45),0 0 40px rgb(37 99 235 / .2),inset 0 1px 0 rgb(255 255 255 / .2);background:linear-gradient(135deg,var(--accent-hover) 0%,var(--accent-dark) 100%)}.btn-primary:hover::after{opacity:1}.btn-primary:active{transform:translateY(-1px);box-shadow:0 6px 16px 0 rgb(37 99 235 / .4)}.btn-secondary{background:linear-gradient(135deg,var(--primary) 0%,var(--primary-light) 100%);color:var(--white);box-shadow:0 4px 16px 0 rgb(10 37 64 / .25)}.btn-secondary:hover{transform:translateY(-2px) scale(1.02);box-shadow:0 8px 24px 0 rgb(10 37 64 / .35);background:linear-gradient(135deg,var(--primary-light) 0%,var(--primary-600) 100%)}.btn-outline{border:2px solid var(--primary);color:var(--primary);background:#fff0;box-shadow:none;transition:all 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1rem;font-size:.8125rem}.btn-icon{width:48px;height:48px;padding:0;border-radius:var(--radius-full)}.btn-icon-sm{width:36px;height:36px;padding:0;border-radius:var(--radius-full)}.btn-loading{position:relative;color:#fff0;pointer-events:none}.btn-loading::after{content:'';position:absolute;width:16px;height:16px;top:50%;left:50%;margin-left:-8px;margin-top:-8px;border:2px solid currentColor;border-radius:50%;border-top-color:#fff0;animation:spin 0.6s linear infinite}@keyframes spin{to{transform:rotate(360deg)}}.site-header{position:fixed;top:0;left:0;right:0;z-index:var(--z-fixed);background:rgb(255 255 255 / .95);backdrop-filter:var(--glass-blur);-webkit-backdrop-filter:var(--glass-blur);border-bottom:1px solid rgb(0 0 0 / .05);transition:all var(--transition-smooth);box-shadow:var(--shadow-sm)}.site-header::before{content:'';position:absolute;top:0;left:0;right:0;height:100%;background:linear-gradient(180deg,rgb(37 99 235 / .02) 0%,transparent 100%);opacity:0;transition:opacity 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span{color:var(--accent)}.main-nav{display:flex;align-items:center;gap:var(--space-2xl)}.nav-menu{display:flex;align-items:center;gap:var(--space-xl)}.nav-menu a{font-family:var(--font-display);font-size:.9375rem;font-weight:500;color:var(--gray-600);position:relative;padding:var(--space-sm) 0}.nav-menu a::after{content:'';position:absolute;bottom:0;left:0;width:0;height:2px;background:var(--accent);transition:width var(--transition-base)}.nav-menu a:hover,.nav-menu a.active{color:var(--primary)}.nav-menu a:hover::after,.nav-menu a.active::after{width:100%}.header-cta{display:flex;align-items:center;gap:var(--space-md)}.header-phone{display:flex;align-items:center;gap:var(--space-sm);font-family:var(--font-display);font-weight:600;color:var(--primary);white-space:nowrap}.header-phone svg{color:var(--accent)}.mobile-menu-toggle{display:none;flex-direction:column;justify-content:center;align-items:center;gap:6px;width:48px;height:48px;min-width:48px;padding:12px;background:#fff0;border:none;cursor:pointer;position:relative;z-index:9999;-webkit-tap-highlight-color:rgb(0 0 0 / .1);touch-action:manipulation;-webkit-appearance:none;appearance:none}.mobile-menu-toggle span{display:block;width:24px;height:3px;background:var(--primary);transition:all 0.3s ease;border-radius:3px;transform-origin:center;pointer-events:none}.mobile-menu-toggle.active span:nth-child(1){transform:translateY(9px) rotate(45deg)}.mobile-menu-toggle.active span:nth-child(2){opacity:0;transform:scaleX(0)}.mobile-menu-toggle.active span:nth-child(3){transform:translateY(-9px) rotate(-45deg)}@media (max-width:1024px){.header-inner{height:70px}.site-logo{flex:1;min-width:0}.site-logo-text{font-size:1.25rem}.main-nav{display:none;position:fixed;top:70px;left:0;right:0;bottom:0;width:100%;height:calc(100vh - 70px);height:calc(100dvh - 70px);background:#fff;flex-direction:column;padding:0;z-index:9998;overflow-y:auto;-webkit-overflow-scrolling:touch}.main-nav.active{display:flex!important}.nav-menu{display:flex;flex-direction:column;width:100%;gap:0;padding:1rem 0;margin:0;list-style:none}.nav-menu li{display:block;width:100%;border-bottom:1px solid #e2e8f0;margin:0;padding:0}.nav-menu li:last-child{border-bottom:none}.nav-menu a{display:block;font-size:1.125rem;padding:1rem 1.5rem;width:100%;text-align:left;color:#334155;text-decoration:none;-webkit-tap-highlight-color:#fff0}.nav-menu a:active,.nav-menu a:hover{background:#f1f5f9}.nav-menu a::after{display:none}.header-cta{display:flex;align-items:center;gap:.5rem;flex-shrink:0}.header-cta .btn{display:none}.header-cta .header-phone span{display:none}.header-cta .header-phone{width:40px;height:40px;display:flex;align-items:center;justify-content:center;background:var(--accent-light);border-radius:var(--radius-full)}.header-cta .mobile-menu-toggle{display:flex!important}}body.menu-open{overflow:hidden}@media (max-width:480px){.header-inner{gap:.25rem}.site-logo-text{font-size:1rem}.header-phone{width:40px;height:40px}}.hero{position:relative;min-height:100vh;display:flex;align-items:center;padding-top:80px;background:linear-gradient(145deg,var(--primary) 0%,var(--primary-dark) 50%,#030d18 100%);overflow:hidden}.hero::before{content:'';position:absolute;top:0;left:0;right:0;bottom:0;background:radial-gradient(ellipse 80% 50% at 20% 40%,rgb(37 99 235 / .15) 0%,transparent 50%),radial-gradient(ellipse 60% 40% at 80% 60%,rgb(99 91 255 / .1) 0%,transparent 50%),url(/wp-content/themes/insurance-theme/assets/images/hero-pattern.svg) repeat;opacity:1}.hero::after{content:'';position:absolute;bottom:0;left:0;right:0;height:200px;background:linear-gradient(to top,rgb(248 250 252 / .05) 0%,transparent 100%);pointer-events:none}.hero-bg-shapes{position:absolute;top:0;left:0;right:0;bottom:0;overflow:hidden;pointer-events:none}.hero-shape{position:absolute;border-radius:50%;filter:blur(60px)}.hero-shape-1{width:700px;height:700px;background:linear-gradient(135deg,var(--accent) 0%,var(--secondary) 100%);top:-250px;right:-200px;opacity:.2;animation:float 20s ease-in-out infinite,pulse-glow 8s ease-in-out infinite alternate}.hero-shape-2{width:500px;height:500px;background:linear-gradient(135deg,var(--secondary) 0%,var(--accent-400) 100%);bottom:-150px;left:-150px;opacity:.15;animation:float 15s ease-in-out infinite reverse,pulse-glow 6s ease-in-out infinite alternate-reverse}.hero-shape-3{width:300px;height:300px;background:linear-gradient(135deg,var(--accent-300) 0%,var(--secondary-light) 100%);top:40%;left:25%;opacity:.12;animation:float 10s ease-in-out infinite,pulse-glow 4s ease-in-out infinite alternate}@keyframes pulse-glow{0%{transform:scale(1);opacity:.15}100%{transform:scale(1.1);opacity:.25}}@keyframes float{0%,100%{transform:translate(0,0) rotate(0deg)}25%{transform:translate(20px,-30px) rotate(5deg)}50%{transform:translate(-20px,20px) rotate(-5deg)}75%{transform:translate(30px,10px) rotate(3deg)}}.hero-content{position:relative;z-index:2;display:grid;grid-template-columns:1fr 1fr;gap:var(--space-4xl);align-items:center}.hero-text{color:var(--white)}.hero-badge{display:inline-flex;align-items:center;gap:var(--space-sm);padding:var(--space-sm) var(--space-lg);background:rgb(37 99 235 / .15);border:1px solid rgb(37 99 235 / .3);border-radius:var(--radius-full);font-size:.875rem;font-weight:500;letter-spacing:.02em;margin-bottom:var(--space-xl);backdrop-filter:blur(12px);box-shadow:0 0 30px rgb(37 99 235 / .2),inset 0 1px 0 rgb(255 255 255 / .1);animation:badge-glow 3s ease-in-out infinite alternate}@keyframes badge-glow{0%{box-shadow:0 0 20px rgb(37 99 235 / .15),inset 0 1px 0 rgb(255 255 255 / .1)}100%{box-shadow:0 0 40px rgb(37 99 235 / .3),inset 0 1px 0 rgb(255 255 255 / .15)}}.hero-badge-dot{width:8px;height:8px;background:var(--accent);border-radius:50%;animation:pulse 2s infinite}@keyframes pulse{0%,100%{opacity:1;transform:scale(1)}50%{opacity:.5;transform:scale(1.2)}}.hero-title{color:var(--white);margin-bottom:var(--space-lg);line-height:1.1}.hero-title span{color:var(--accent);position:relative}.hero-subtitle{font-size:1.25rem;color:rgb(255 255 255 / .8);margin-bottom:var(--space-2xl);line-height:1.7}.hero-buttons{display:flex;gap:var(--space-md);flex-wrap:wrap}.hero-stats{display:flex;gap:var(--space-2xl);margin-top:var(--space-3xl);padding-top:var(--space-2xl);border-top:1px solid rgb(255 255 255 / .12)}.hero-stat{text-align:left;position:relative;padding-left:var(--space-md)}.hero-stat::before{content:'';position:absolute;left:0;top:0;bottom:0;width:3px;background:linear-gradient(180deg,var(--accent),var(--secondary));border-radius:var(--radius-full)}.hero-stat-number{font-family:var(--font-display);font-size:2.75rem;font-weight:800;background:linear-gradient(135deg,var(--accent-300) 0%,var(--accent) 100%);-webkit-background-clip:text;-webkit-text-fill-color:#fff0;background-clip:text;line-height:1;margin-bottom:var(--space-xs)}.hero-stat-label{font-size:.9375rem;color:rgb(255 255 255 / .7);font-weight:500}.hero-form-wrapper{background:rgb(255 255 255 / .98);border-radius:var(--radius-2xl);padding:var(--space-2xl);box-shadow:0 25px 60px -12px rgb(0 0 0 / .25),0 0 40px rgb(37 99 235 / .08),inset 0 1px 0 rgb(255 255 255);position:relative;border:1px solid rgb(255 255 255 / 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auto}.hero-buttons{justify-content:center}.hero-stats{justify-content:center;flex-wrap:wrap;gap:var(--space-xl)}.hero-stat{text-align:center;padding-left:0}.hero-stat::before{display:none}.hero-badge{margin-left:auto;margin-right:auto}}@media (max-width:640px){.hero{min-height:auto;padding-top:85px;padding-bottom:var(--space-xl)}.hero-content{gap:var(--space-lg)}.hero-title{font-size:clamp(1.625rem, 7vw, 2.25rem);line-height:1.2}.hero-subtitle{font-size:.9375rem;line-height:1.6}.hero-buttons{flex-direction:column;align-items:stretch;gap:var(--space-sm)}.hero-buttons .btn{width:100%;max-width:none;justify-content:center}.hero-stats{gap:var(--space-md);flex-wrap:wrap}.hero-stat{flex:1 1 30%;min-width:80px}.hero-stat-number{font-size:1.5rem}.hero-stat-label{font-size:.75rem}.hero-form-wrapper{padding:var(--space-md)}.hero-form-title{font-size:1.125rem}.hero-form-subtitle{font-size:.8125rem;margin-bottom:var(--space-md)}.hero-badge{font-size:.6875rem;padding:.375rem 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