Renters insurance protects your personal belongings in a rental property and provides liability coverage if someone is injured in your rented space.
Do I Need Renters Insurance?
Yes! Your landlord’s insurance typically only covers the building structure, not your personal belongings. Renters insurance ensures your possessions are protected.
What Does Renters Insurance Cover?
- Personal Property: Your belongings like furniture, electronics, and clothing
- Liability: Protection if someone is injured in your rental
- Additional Living Expenses: Costs if you need to temporarily relocate
- Medical Payments: Minor medical expenses for guests injured at your place
Affordable Protection
Renters insurance is one of the most affordable types of insurance, often costing less than $20 per month for substantial coverage.